How long does a personal injury settlement take in Florida?

It depends on your injuries and whether the case settles or goes to suit. Many claims cannot be valued until you reach “maximum medical improvement,” meaning your doctors can predict your future care. Simple cases with clear liability may resolve within several months after treatment ends. Cases with serious injuries, disputed fault, or low-offer insurers may require a lawsuit. Litigation, including discovery, mediation, and possibly trial, can take a year or more. Settling too early can leave you paying for future treatment yourself, so timing is a strategic decision.