Does Florida law limit how my medical bills are presented in a personal injury case?

Yes. The 2023 tort reform law changed how past and future medical expenses are proven. In many cases, evidence focuses on amounts actually paid or owed under health insurance or similar rates, not just the full “billed” amount. If you received treatment under a letter of protection (where a provider waits to be paid from the settlement), certain disclosures about the arrangement and referrals are generally required. These rules can significantly affect the value of a claim, so how and where you get treatment matters.